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Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
"Above and Beyond"
"More than once, you went'above and beyond' and that made a huge difference to us..."
Frank Kelly and Maria Helena Brenner-Kelly
"Gave us peace of mind"
"The best part was to work with people very knowledgable and trustful"
Marcio Moreno and Carmen Garcia, Miramar, Fl
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
Financing Your Home >The Margin on an ARM When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
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What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?
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Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods. |
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The Tello Team
Keller Williams Realty, Partners SW
2000 NW 150 Avenue
Suite 2000
Pembroke Pines, Florida 33028
954-237-0600
Fax: 888-599-5719
Email: sold@telloteam.com
Associated with Keller Williams Realty Partners SW in South Broward County, Florida, Chris and Natascha operate their mega agent team here, known as The Tello Team. The Tellos attribute much of their success to their prior careers in the international hospitality industry, giving them the foundation to truly understand the meaning of "beyond your expectation customer service." This is a motto they instill into their business and the members of their team. Chris and Natascha are also fluent in both Spanish and German.   
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